What's the best VeriFactu software for an SME in Spain in 2026?

Holded is the default pick for a small Spanish company, and it's where several former Xero users say they landed once they needed a compliant tool. Quotes, invoices, full bookkeeping, cash flow and access for your gestoría (the outside firm that keeps your books) all live in one place. VeriFactu is included on every plan, and Holded can submit your records to the AEAT, Spain's tax agency, with its own digital certificate, so you don't have to install yours. For the Basque Country, Holded says it supports TicketBAI in all three provinces.

For a company, the plan that matters isn't the one on the banner. Plus (€15 a month) and Básico (€29) handle invoicing, but full bookkeeping, corporate income tax and SII only start at Estándar, €59 a month for 3,000 invoices a year. Users are capped: 2 on Básico, 4 on Estándar, 7 on Avanzado (€99), then €20 a month for 2 more. Your gestoría's login doesn't count toward that cap. Prices exclude 21% VAT, and the first three months are half price.

The weak spots are email delivery and support. Several customers say their invoices land in their own clients' spam folders, and sending from your own mail server needs a pricier plan. Support answers, but slowly on complex cases. Holded still holds 4.2 out of 5 across roughly 2,400 reviews. One forum user who left Xero for it summed it up: "not as user friendly as Xero but it is compliant". Not for you if you run 30 people across several warehouses with an in-house finance team: an ERP will take you further.

Quipu suits a small company with no in-house accountant and no wish to become one. It reads your expense receipts automatically (30 a month on Starter, 250 on Solution, 350 on Premium) and walks you through your tax filings. Every plan supports VeriFactu, and Quipu publishes its declaración responsable, the self-certification each vendor signs to state its software meets the rules.

Pricing is short: Starter at €17 a month, Solution at €30, Premium at €59, all before VAT. What a company has to check is users. Starter and Solution include one, Premium three, and each extra user costs €5 a month. A four-person team on Solution pays €30 plus €15, so €45 a month (our math). Still cheap, just not the number on the banner.

Two limits. Quipu doesn't handle TicketBAI, so skip it if you invoice in the Basque Country. And nothing we read covers SII: a company near €6 million in revenue should get an answer in writing first. Reviews are good, 4.3 out of 5 across about 300, with two recurring complaints: slow support on tricky cases and weak handling of foreign currencies. That second one matters if your parent company bills you in dollars or pounds.

Dynamics 365 Business Central is Microsoft's business ERP: sales, purchasing, inventory, accounting and finance, natively in English, which matters when head office reads the numbers. For Spain, Microsoft lists VeriFactu as available now, along with SII and Facturae e-invoicing. Its documentation also states a rule few pages explain: a company uses SII or VeriFactu, not both. Submission runs through the built-in mode or a connector with B2Brouter.

Pricing is per named user: €69.30 a month on Essentials, €95.30 on Premium, on an annual commitment, before VAT. The trick is Team Members at €6.90 a month: a salesperson who looks up records or a manager who approves expenses doesn't need a full license. Five full users plus ten light users comes to €415.50 a month (our math), before implementation.

That's where the real bill hides. Business Central is sold and deployed through a partner, and neither the Spanish localization cost nor the partner's fees are published. Not for you if you're a five-person company that just needs to invoice: Holded does that for a fraction of the cost. The right fit is a subsidiary that has to report into the same system as its parent.

Anfix is the cheapest paid option in this ranking, and it states plainly that every plan includes VeriFactu. No compliance add-on sold separately. For a company, the appeal is climbing in small steps instead of switching tools.

Básico (€4.99 a month billed yearly, €5.99 monthly) stops at 60 invoices a year with one user: that's a freelancer plan. A company will look higher. Avanzado costs €12.49 yearly for 300 invoices, Profesional €24.99 for 1,200, Empresarial €58.33 (€69.99 monthly) for 6,000, and Premium €83.33 (€99.99) with no cap. Inventory (€9.99 a month) and projects (€4.99) are add-ons.

The limit is what the pricing page leaves out. We couldn't find how many users each plan above Básico includes, nor any mention of SII or TicketBAI. Reviews are more mixed than for Holded or Quipu, around 3.6 out of 5. Not for you if you're on SII or invoice in the Basque Country: get a written answer first, and compare with Holded Estándar.

STEL Order comes from field service: work orders, incidents, inventory and a mobile app for technicians. For a company of heating engineers or electricians, it's often the only tool here that fits the trade without heavy setup. VeriFactu invoicing is marked "compatible" on every plan, with a choice of mode, with or without real-time submission to the AEAT. A dedicated page covers TicketBAI.

Billed yearly, Lite costs €288 a year (€24 a month), Business €432 (€36 a month) and Pro €648 (€54 a month). The Free version at €0 doesn't allow extra users. On paid plans, extra users cost more, but their price showed in dollars from our access: for a ten-technician team, get a written quote in euros before signing.

Its strength is people. Customers praise fast, reachable support, 4.7 out of 5 across about thirty reviews from the past year, the best support score in this ranking. Its limit is accounting. STEL Order handles sales and field work, not the books: your gestor will work from exports. Nothing we read mentions SII.

Odoo is a modular ERP: invoicing, sales, inventory, accounting and point of sale, each as an app, with an interface available in English. Along with Holded from Estándar, it's one of the few tools here covering VeriFactu, TicketBAI and SII at once, here as official modules documented for Spain (point of sale and all three Basque tax authorities included). An SME operating in both Bilbao and Madrid, or nearing €6 million in revenue, can run everything in one system.

The little-known deal: one app is free, with unlimited users, on Odoo's cloud hosting. If you only use Invoicing, you issue VeriFactu invoices for €0, whether you're ten people or fifty. Add a second app (inventory, sales) and you move to per-user pricing, which showed in US dollars from our access: get a quote in euros before you commit.

Two limits. On its official forum, Odoo says the VeriFactu localization belongs to the Enterprise edition (the paid edition, which includes the cloud offer); the free Community edition depends on community modules, so check their status with your partner. And an ERP needs configuring: chart of accounts, taxes, permissions. The partner's cost appears nowhere and often outweighs the licenses.