FreshBooks Alternatives
Six tools to replace <em>FreshBooks</em>, for full accounting, more users for less, or free invoicing, and when FreshBooks is still the right call.
QuickBooks Online is the strongest replacement for FreshBooks in 2026 if you want full accounting with room to grow: Simple Start is $38 a month for one user, Essentials $85 for three users, and a $0 plan sends two invoices a month unless you turn on QuickBooks Payments. Xero suits accountant-led businesses, from $10 a month on Simple and $59 on Growing for automated bill entry. Zoho Books is free under $50K of yearly revenue, Wave keeps unlimited invoices free, Bonsai fits freelancers who live in proposals and contracts, and Invoice2go is the shortcut for trades who invoice from a phone.
FreshBooks is still a pleasant invoicing tool. People look elsewhere because its plans cap billable clients at 5 or 50, each extra team member costs $11 a month, and the promotional price jumps fivefold after four months.
The ranking is editorial: a sponsored placement is always flagged on its card, and no affiliate link changes a score.
Why people look past FreshBooks
FreshBooks is cloud invoicing and accounting software for freelancers and small service businesses. It sends invoices, estimates and proposals, takes card and bank payments, tracks time and expenses, and from its Plus plan produces double-entry accounting reports and gives your accountant access. It is 100% web-based with iOS and Android apps, and it offers a 30-day free trial with no credit card.
Before you compare, know the three units this category bills on. The client is a person or company you invoice: FreshBooks counts them. The user is a login for you or a team member: QuickBooks, Zoho Books and Bonsai count those. The invoice is a single bill sent: invoicing apps count those per month or per year. A tool that looks cheap on one unit can be expensive on yours. Here are the reasons we found most often, each with the fact behind it.
Billable clients are capped, archived ones included
Every extra person costs $11 a month
The launch price hides the real price
Accounting starts on Plus, profitability on Premium
Payroll and better payments are paid extras
Prices went up in 2026
Leaving is harder than joining
QuickBooks Online
QuickBooks Online is cloud accounting software from Intuit: it keeps your books in double entry, sends invoices, tracks expenses and bills, connects to your bank and produces the profit and loss, balance sheet and tax reports your accountant asks for. Where FreshBooks starts from the invoice and adds accounting on top, QuickBooks starts from the ledger and adds invoicing on top. That is the usual reason to move to it: they hire a first employee, take on suppliers to pay, or hand the books to an accountant, and they want the tool that accountant uses every day.
How the price reads against FreshBooks: QuickBooks prices its plans by users, and none of them lists a client limit. The Free plan costs $0 for one user, sends up to two invoices a month (unlimited if you enable QuickBooks Payments), connects one bank account and gives three reports, with no accountant access. Simple Start is $38 a month for one user and two accountants; Essentials is $85 for three users; Plus is $140 for five users; Advanced is $340 for 25 users. FreshBooks Plus is $43 for one user and 50 clients, and two extra team members bring it to $65, while QuickBooks Essentials covers three users for $85 with no limit on clients. Paid plans start at 50% off for three months, so the first year of Simple Start costs $399 and the second $456.
Tip: the Free plan has no mobile app and no third-party integrations, so a connector such as our QuickBooks integration with Zapier needs a paid plan. If you take card payments in the field, start on Simple Start. For more options in the same category, see our best accounting software ranking and our guide to switching away from QuickBooks if you want the other side of the move.
- Free plan at $0 for one user
- No client limit listed on any plan
- Essentials covers 3 users for $85
- Access for 2 accountants from Simple Start
- ✓Full double-entry ledger and bills
- ✓Accountants know it well
- ✓Scales to 25 users on Advanced
- ✗Free plan: 2 invoices a month without Payments
- ✗Free plan has no mobile app
- ✗Regular prices are higher than FreshBooks
| Criterion | QuickBooks Online | FreshBooks |
|---|---|---|
| Entry price | $0 Free, $38 Simple Start | $23 Lite |
| Client limit | None | 5 on Lite, 50 on Plus |
| Users included | 1, 3, 5 or 25 by plan | 1, then $11 a month each |
Xero
Xero is cloud accounting software built around the bank feed: transactions arrive from your bank, you match them to invoices and bills, and the ledger stays reconciled. It sends quotes and invoices, enters and tracks bills, and on its top plan tracks project time and costs, employee expenses and mileage, and multiple currencies. Some 250,000 accountants and bookkeepers build their practice on Xero, which is why it sits on most FreshBooks alternatives shortlists. Moving from FreshBooks to Xero is moving from an invoicing tool with accounting reports to an accounting tool with invoicing.
How the price reads against FreshBooks: in the US, Simple is $10 a month, Early $27, Growing $59 and Established $97, with 80% off the first three months ($2, $5.40, $11.80 and $19.40) or a free first month. Simple sends quotes and 10 invoices and enters 3 bills; Early raises that to 20 invoices and 5 bills, and the invoice limit applies to approving as well as sending. Growing removes those limits and automates bill entry; Established adds multiple currencies, project time and cost tracking, and expense and mileage claims. No plan charges per user. FreshBooks Plus at $43 stops at 50 clients; Xero Growing at $59 sends invoices and quotes with no cap listed. Over a year, Growing costs $566.40 with the opening discount, then $708.
Tip: payroll is an option, Xero Payroll powered by Gusto, at $36 a month plus $6 per employee or contractor, which is $4 a month less than FreshBooks Payroll for the same team; our small business payroll software ranking covers the standalone options. On Early, automatic reconciliation is a $5 a month option, and a move to a cheaper plan is only possible one month after an upgrade. See our guide to leaving Xero for its known limits before you commit, and our Xero integration with n8n if you want to automate bill entry from other apps.
- Growing removes invoice and bill limits
- Multiple currencies on Established
- Payroll with Gusto from $36 a month
- No per-user license fees
- ✓Strong bank reconciliation
- ✓Projects, expenses and mileage on Established
- ✓Widely used by accountants
- ✗Simple and Early cap invoices at 10 or 20
- ✗Multi-currency only on the $97 plan
- ✗No free plan
| Criterion | Xero | FreshBooks |
|---|---|---|
| Entry price | $10 a month (Simple) | $23 a month (Lite) |
| Invoice limit | 10 on Simple, 20 on Early, none above | None; 5 or 50 clients |
| Extra users | No per-user fee | $11 a month each |
Wave
Wave is accounting and invoicing software for very small businesses. Its free Starter plan creates unlimited estimates, invoices, bills and bookkeeping records, invoices from a phone app and shows cash flow and customers on one dashboard. It is the alternative to pick when the FreshBooks client cap is the only problem. The Pro plan adds automatic bank import and categorization, unlimited receipt capture, automated late payment reminders, extra users and third-party integrations.
How the price reads against FreshBooks: Starter is $0; Pro is $19 a month or $190 a year, which saves $38 against twelve monthly payments. Pro is priced per business, not per user. FreshBooks Lite is $23 a month for 5 clients; Wave Pro is $4 less with no client limit. Card payments are where the saving shrinks: Wave charges 2.9% plus $0.60 per card transaction and 3.4% plus $0.60 on Amex, against 2.9% plus $0.30 at FreshBooks. Pro gets 2.9% plus $0 on the first ten transactions each month. On 40 card payments a month, the fixed part of the fee comes to $18 at Wave Pro (ten at $0, thirty at $0.60) against $12 at FreshBooks, a $6 gap that cancels Pro's $4 saving on Lite.
Tip: on Starter, you can add your logo and brand colors, but you cannot remove Wave branding from footers, attach files to invoices or connect third-party apps. If clients judge you on the invoice, budget for Pro, and see our Wave integration with Make if you want sales from other apps to reach your books. Payroll is an add-on from $40 a month, and a bookkeeper from $149 a month.
- Unlimited invoices and bills free
- Pro at $190 a year
- No client limit
- Bookkeeping service from $149 a month
- ✓Free plan with no invoice cap
- ✓Pro priced per business, not per user
- ✓Simple for non-accountants
- ✗Card fee of $0.60 per transaction
- ✗No bank auto-import on Starter
- ✗Wave branding stays on Starter invoices
| Criterion | Wave | FreshBooks |
|---|---|---|
| Entry price | $0, Pro $19 | $23 a month |
| Card fee | 2.9% + $0.60 | 2.9% + $0.30 |
| Client limit | None | 5 or 50 |
Zoho Books
Zoho Books is the accounting app of the Zoho suite: invoices, quotes, expenses, bills, bank feeds, inventory on higher plans and a client portal, all in a double-entry ledger. It is easy to overlook because it is part of a large suite, yet it beats FreshBooks clearly on price per user. Its free plan is a real accounting plan, not a trial, and its paid plans count users and invoices per year rather than clients. Watch the plan line: bank feeds and sales tax tracking start on Standard, and billable timesheets, project profitability and multiple currencies start on Professional, at $50 a month or $40 billed yearly.
How the price reads against FreshBooks: the Free plan covers one user plus one accountant and up to 1,000 invoices a year, as long as revenue for the financial year stays under $50K. Standard is $20 a month, or $15 billed yearly, for three users and up to 5,000 invoices a year; Professional is $50 ($40 yearly), Premium $70 ($60), Elite $150 ($120) and Ultimate $275 ($240). Extra users are $2.50 per user per month billed yearly, against $11 at FreshBooks, and add-ons other than document autoscans do not work on the Free plan. A three-person team pays $15 a month on Zoho Books Standard billed yearly, against $65 on FreshBooks Plus with two team members.
Tip: the $50K threshold is revenue, not profit. A freelancer billing $4,500 a month passes it in month twelve, so plan the move to Standard before your year closes. Document autoscans are an add-on, $8 for 50 scans a month billed yearly. If you want new clients or paid invoices to reach the books without retyping, see our Zoho Books integration with Make.
- Free up to $50K revenue a year
- Extra users $2.50 a month
- 3 users on Standard from $15
- Up to 5,000 invoices a year on Standard
- ✓$2.50 per extra user, not $11
- ✓Real double-entry accounting free
- ✓Works with the rest of Zoho
- ✗Free plan ends at $50K revenue
- ✗Invoice count capped per year
- ✗Interface takes longer to learn
| Criterion | Zoho Books | FreshBooks |
|---|---|---|
| Entry price | $0, then $15 billed yearly | $23 a month |
| Extra user | $2.50 a month | $11 a month |
| Limit | 1,000 or 5,000 invoices a year | 5 or 50 clients |
Bonsai
Bonsai is client management software for freelancers and small agencies: proposals, contracts, a client portal, invoices and payments, time tracking, tasks, projects and a light CRM. It does not try to be a ledger; it tracks income and expenses and connects to QuickBooks and Xero on its Premium plan for the books. It is the alternative for the FreshBooks user who chose FreshBooks for its proposals and time tracking rather than for its accounting, and who wants the selling side of the job to be stronger.
How the price reads against FreshBooks: Bonsai prices per user. Basic is $9 a user a month billed yearly ($15 monthly), Essentials $19 ($25), Premium $29 ($39) and Elite $49 ($59), with a minimum of three users on Elite. The plan to compare with FreshBooks is Essentials: Basic covers time tracking, tasks, projects, a CRM and clients, and invoices and payments start on Essentials. Essentials adds invoices and payments, proposals and contracts, the client portal, and income and expense tracking. A solo freelancer pays $228 a year on Essentials billed yearly, against $516 for FreshBooks Plus at its regular price.
Tip: the integrations with QuickBooks, Xero and Zapier start on Premium, at $29 a user a month billed yearly, and Premium is also the plan that removes Bonsai branding. If your accountant needs your invoices in a ledger, price Premium, not Essentials; our Bonsai integration with Zapier covers the other apps. Our invoicing software for freelancers ranking compares more tools on this profile.
- Proposals and contracts on Essentials
- Unlimited clients from Basic
- Client portal included
- QuickBooks and Xero sync on Premium
- ✓Strong proposals and contracts
- ✓Projects and time tracking built in
- ✓No client cap
- ✗Basic plan lists no invoicing
- ✗Not a full ledger
- ✗Priced per user, so teams pay more
| Criterion | Bonsai | FreshBooks |
|---|---|---|
| Entry price with invoices | $19 a user billed yearly | $23 a month |
| Proposals and contracts | Essentials | Plus |
| Accounting | Income and expenses, ledger via sync | Double-entry reports from Plus |
Invoice2go
Invoice2go is a mobile-first invoicing app: you build an estimate or invoice on your phone, send it, and the client pays online. Every plan adds invoice reminders, client activity alerts, free ACH bank transfers and a no-fee business bank account with a Visa debit card; recurring invoices are on Premium only. It is not accounting software, and it does not pretend to be: there is no ledger and no bank reconciliation. It replaces FreshBooks for the user who only ever used FreshBooks to send invoices from a van or a job site.
How the price reads against FreshBooks: Invoice2go counts invoices, not clients, and the count depends on how you pay. On monthly billing, Starter is $7.99 for 2 invoices a month, Professional $11.99 for 5 invoices a month, and Premium $44.99 for unlimited invoices, aimed at businesses with more than $100K a year in revenue. Billed yearly, the plans are $79.99 for 30 invoices a year, $119.99 for 100 invoices a year and $449.99 unlimited. There are no add-on costs once you subscribe, but card fees fall as the plan rises: 3.5% on Starter, 3.0% on Professional and 2.9% on Premium. FreshBooks Lite at $23 lets you invoice 5 clients as often as you like. A contractor sending 8 invoices a month needs Premium at $44.99 on monthly billing, but fits in Professional's 100 invoices a year for $119.99 billed yearly.
Tip: count your invoices for the last twelve months before you choose. Under 30 a year, Starter billed yearly costs $79.99, the cheapest paid plan on this page; above 100, Wave or Zoho Books cost less. Our invoicing software for contractors ranking goes further on this profile.
- From $7.99 a month
- No add-on costs
- Free ACH bank transfers
- Business banking with a debit card
- ✓Fast invoicing from a phone
- ✓Low price below 5 invoices a month
- ✓30-day free trial
- ✗2 or 5 invoices a month on monthly plans
- ✗No accounting ledger
- ✗3.5% card fee on Starter
| Criterion | Invoice2go | FreshBooks |
|---|---|---|
| Entry price | $7.99 a month | $23 a month |
| Limit | 2 or 5 a month; 30 or 100 a year | 5 or 50 clients |
| Accounting | None | Double-entry from Plus |
6 FreshBooks alternatives compared
We compared each tool on its official pricing and help pages, at its regular US price. Scores are our editorial score out of 5, the plain average of five criteria: invoicing and payments, accounting depth, pricing transparency, value for money, and ease of use. The last column says what each tool counts to price you, which is the first thing to check when you leave a plan that counts clients.
| Best for | What it counts | Free plan | Team size | Visit | ||||
|---|---|---|---|---|---|---|---|---|
| 1 | QuickBooks Online | Best overall FreshBooks replacement | Users: 1, 3, 5 or 25 by plan | 4.3/5 | Free plan at $0; Simple Start $38 a month; Essentials $85 for 3 users | ✓ | Small businesses | Visit → |
| 2 | Xero | Best for automated bills and accountants | Invoices and bills on Simple and Early | 4.2/5 | Simple $10 a month; Early $27; Growing $59; Established $97 | — | Accountant-led | Visit → |
| 3 | Wave | Best free invoicing for sole owners | Nothing on Starter | 4.0/5 | Starter $0; Pro $19 a month or $190 a year | ✓ | Sole owners | Visit → |
| 4 | Zoho Books | Best free plan with real accounting | Users and invoices a year | 3.9/5 | Free under $50K revenue; Standard $20 a month ($15 billed yearly) | ✓ | Teams under $50K | Visit → |
| 5 | Bonsai | Best for freelancers who sell with proposals | Users, from $9 each | 3.8/5 | Basic $9 a user a month billed yearly; Essentials $19 ($25 monthly) | — | Freelancers | Visit → |
| 6 | Invoice2go | Best mobile invoicing for trades | Invoices: a month or a year, by billing | 3.7/5 | Starter $7.99 a month (2 invoices); Professional $11.99 (5 invoices); Premium $44.99 | — | Trades | Visit → |
Prices in USD, regular monthly price unless noted, before taxes and card processing, checked in 2026. FreshBooks reference: Lite $23 (5 clients), Plus $43 (50 clients), Premium $70 (unlimited), team members $11 a month each.
Is your tool missing from this page? Email us: hello@hackceleration.com
You're leaving FreshBooks because... take this
Simple Start at $38 with access for 2 accountants.
You pay suppliers and want bills automatedXeroGrowing at $59 with no invoice or bill limit.
Your team keeps growing and $11 a seat adds upZoho Books3 users on Standard, extra users $2.50 a month.
You hit the 5 client cap on LiteWaveUnlimited invoices and clients on the $0 Starter plan.
You win work with proposals and contractsBonsaiProposals, contracts and invoices on Essentials at $19.
You invoice a few jobs a month from your phoneInvoice2go5 invoices a month for $11.99.
How to choose a FreshBooks alternative
Invoicing and accounting software covers two jobs that FreshBooks blends together. Invoicing is the client side: estimates, proposals, invoices, reminders and online payments. Accounting is the books side: a double-entry ledger in which every transaction is recorded in two accounts, bank reconciliation, bills to pay, and the profit and loss and balance sheet your accountant uses for taxes. Some tools do both (QuickBooks Online, Xero, Zoho Books, Wave), others do mostly the first (Bonsai, Invoice2go). The first decision is whether you need the books, or only the invoices.
The second is the unit you are billed on: clients (FreshBooks), users (QuickBooks, Zoho Books, Bonsai), invoices (Invoice2go, Xero Simple and Early, Zoho Books per year) or nothing at all (Wave Starter). Write down your clients last year, your logins and your invoices a month, then price each tool on your own three numbers. For a wider view, see our invoicing software, accounting software for the self-employed and cheap accounting software rankings. Other guides also list NetSuite and Sage 50, which we left out: NetSuite is an enterprise ERP, far beyond what a FreshBooks user needs, and Sage 50 is Sage's desktop accounting product. ZipBooks appears in several lists too: its free Starter plan sends unlimited invoices but connects 1 bank account and shows basic reports, reconciliation and unlimited users wait on its top Sophisticated plan, and its paid plans, Smarter and Sophisticated, are listed at a bare 15 and 35 with no currency or billing period, so we could not price them against the others. Expensify and Harvest appear in some lists too, but they handle expenses and time, not your books.
Price the second year, not the first month
Count your clients, archived ones included
Add the card fee to the subscription
Check what the cheapest plan really includes
Plan your data move before renewal
Ask your accountant first
FreshBooks alternatives, your questions
Can I get a refund or keep my old price if I leave FreshBooks?
A refund, yes, within the first 30 days: FreshBooks refunds a purchase in full if you contact it within 30 days. The old price, no: a canceled or expired account reactivates at the current market price, and an account still on a promotional discount keeps the same percentage, applied to the new base price.What happens to my data if I stop paying for FreshBooks?
FreshBooks keeps your invoices, expenses and bank transactions stored after a trial ends, so you can resume later. Any bank connection is cut until you subscribe again, so download your CSV files and invoice PDFs before you stop, not after.Does FreshBooks work for UK businesses and VAT?
Yes, it sells UK plans in pounds: Lite £16, Plus £30 and Premium £42 a month, with team members at £8 per user and a launch offer of 50% off for 3 months rather than the US 80% for 4 months. All four UK plans submit MTD-compliant VAT returns directly to HMRC, so a UK switch must check that its replacement does the same.What does FreshBooks charge per card and bank payment?
Standard cards cost 2.9% plus $0.30, and American Express, commercial and business cards 3.5% plus $0.30. Bank transfers (ACH) cost 1% of the amount. The Select plan, sold through a consultant, gets lower card rates and a capped ACH fee, which matters if you take large payments by transfer.How do I delete old clients to stay under the FreshBooks limit?
Delete them, do not archive them: FreshBooks counts archived clients toward the cap, but deleted clients free a slot while their invoices stay readable, and you can undelete them later. It is the cheapest way to stay on Lite or Plus a little longer.Can my clients still pay by bank transfer after I switch?
Yes, and it can cost less. FreshBooks charges 1% per bank transfer (ACH), while Invoice2go accepts ACH bank transfers free on all three plans, paid within three business days. Card fees run from 2.9% to 3.5% across these tools, plus a fixed $0 to $0.60 depending on the tool and plan.How long is the FreshBooks free trial, and do I need a card?
Thirty days, with no credit card and no contract, and the trial lets you invoice as many billable clients as you need. Compare that before you test a rival: Invoice2go also gives 30 days but asks for card details, and the Bonsai trial lasts 7 days.Do I need double-entry accounting as a freelancer?
Not to send invoices, but your accountant needs it to close your books: every transaction is recorded in two accounts, so errors show up when they do not balance. FreshBooks gives double-entry reports from Plus; Zoho Books gives them free under $50K of revenue. Our accounting software for freelancers ranking compares more options.